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ALLIANCE & Leicester has revamped its personal loan range withrates from 8.9 per cent for lending between GBP5,000 and GBP15,000.

For loans from GBP2,500 to GBP4,999, the rate is 12.5 per cent,and for loans from GBP500 to GBP2,499 that rate is 17 per cent.Monthly payments for a GBP5,000 loan at 8.9 per cent would beGBP227.49 over 24 months. For more information visit an A&L branch orcall 0870 555 5555.

This Is Money says: If you've overspent on your credit card …